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IDEConsortium Financial Institutions Data Match (FIDM) Solution

FIDM is one of the most powerful features of IDEConsortium; locating delinquent non-custodial parents’ financial assets for child support programs in 14 states.

The FIDM program stems from Federal legislation passed in 1996. Under the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), state child support agencies are required to conduct a quarterly Financial Institution Data Match (FIDM) against the records of financial institutions doing business in the state, including banks, credit unions, and investing institutions. The purpose of this match is to locate and seize the assets of non-custodial parents who are delinquent in their court-ordered child support payments despite their ability to pay.

Built on proven technologies and best practices, IDEConsortium’s FIDM solution is the most efficient, cost-effective, and complete means of performing the services. In particular, IDEConsortium's FIDM outperforms alternative solutions in a number of ways, including:

• Sharing the costs of resources among all member states, thereby maximizing return on investment for all parties;
• Performing the matching of state files against all member states’ financial institution records, which provides multi-state asset location at no additional cost and paving the way for Automated Enforcement of Interstate (AEI) cases; and utilizing a proven, in-place solution, which minimizes risk and ensures immediate results.

Today, 14 states have fully implemented the IDEConsortium FIDM process, with over 2,200 financial institutions actively participating. The quarterly matching efforts have resulted in more than 650,000 successful matches of accounts belonging to parents delinquent in their child support payments. Since 2010, IDEConsortium's work has resulted in 7.8 Million interstate matches.

The following links provide further information on FIDM.

• Legislative Authority
• Multi-State vs. Single-State
• Liability
• State Implementation

File specifications for the state inquiry file and both types of returned match files can be found at:

Data Specs (pdf File)